Miami Beach homes for sale range from South Beach condos to bayfront estates on the private islands. This guide covers price ranges, local rules, flood and insurance costs and how to choose between the neighborhoods of the Beach.
At a glance
- Condo prices range from $300K to $20M+; single-family homes typically start above $1.5M.
- Flood risk and insurance premiums are higher than the county average.
- Short-term rental rules are strict and vary by building and zone.
- Many buyers are second-home owners and international buyers.
Price ranges: property type, price and where to look
| Segment / property type | Typical price range | Where to look |
|---|---|---|
| Condo (South Beach) | $350K – $2M | South of Fifth, Flamingo, Art Deco |
| Condo (Mid / North Beach) | $400K – $3M | Mid-Beach, North Beach, Bal Harbour edge |
| Single-family | $1.5M – $6M | La Gorce, Sunset Islands, Nautilus |
| Island estate | $6M – $50M+ | Star, Palm, Hibiscus Islands |
Neighborhoods, schools, transport, safety and lifestyle
- South Beach
- Nightlife, restaurants and the beach; busy and tourist-oriented.
- Mid-Beach
- More residential with resorts and the Collins Avenue strip.
- North Beach
- Quieter, more accessible and gaining new investment.
- Island enclaves
- Private, gated, with deep-water docks and strong security.
- Transport
- Causeway access to Downtown; limited parking in many buildings.
Insurance and flood
Obtain quotes before offering. Elevation and building age strongly influence the premium. Newer or elevated buildings insure better.
Short-term rentals
Many buildings prohibit rentals under 6 months to a year. Confirm the rules, minimum lease and approval process before buying as an investment.
Buyer checklist: from budget to closing
- Set your budget. Define a monthly ceiling that includes taxes, insurance and HOA, and the cash you will bring to closing.
- Get pre-approved. Compare at least three lenders and obtain a written pre-approval before touring.
- Choose your agent. Work with a local buyer's agent who knows pricing, flood zones and building rules.
- Make a data-backed offer. Base the offer on recent comparable sales, days on market and condition.
- Inspect everything. Order a general inspection plus roof, 4-point, wind mitigation, pool or marine inspections as needed.
- Insure the property. Request homeowners, wind and flood quotes before the inspection period ends.
- Close with confidence. Review the title, final walk-through and closing disclosure; wire funds only after verifying instructions by phone.
Propiedades actuales en Miami Beach
1250 Ocean Drive PH1, Miami Beach, FL 33139
$5,999,000
View residence ↗2655 Collins Avenue 602, Miami Beach, FL 33140
$1,069,000
View residence ↗234 Washington Avenue A, Miami Beach, FL 33139
$3,500,000
View residence ↗101 20th Street 1805, Miami Beach, FL 33139
$2,475,000
View residence ↗7330 Ocean Terrace PH-D, Miami Beach, FL 33141
$1,350,000
View residence ↗6899 Collins Avenue 1205, Miami Beach, FL 33141
$2,100,000
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Frequently asked questions
How much are homes in Miami Beach?
Condos from around $350K; houses typically above $1.5M; island estates beyond $10M.
Can I rent my condo on Airbnb?
Only where building and city rules allow it.
Is Miami Beach flood-prone?
Parts are low-lying; check the flood zone, elevation and insurance quotes.
Is Miami Beach good for families?
The island and Mid-Beach areas have parks and schools; South Beach is more tourist-focused.
What are the HOA fees?
Roughly $0.90 to $2 per square foot monthly in many buildings.
Related guides
Prices and figures on this page are indicative ranges for planning and change with the market, interest rates, insurance and building rules. They are not an offer, legal, tax or financial advice. Confirm current numbers with your agent, lender and advisors.